Our Approach

We provide device financing for women in Village Savings and Loan Associations (VSLAs) through a Buy-Now-Pay-Later model with a smart graduating approach that builds credit history and digital capability.We reach customers through two channels:
  • Partnerships with organizations that have established VSLAs
  • Direct organizing of our own VSLAs and Self-Help Groups
Our Business Model: Customers acquire feature phones or smartphones valued under $100 (UGX 400,000) with flexible repayment terms of 3-12 months. The VSLA structure provides built-in accountability and peer support, dramatically reducing default risk while creating a scalable distribution model.Â